“Can I charge back a crypto payment?” No—blockchain transfers don’t have card-style chargebacks. Card networks (Visa, Mastercard) run a multi-step dispute process with defined timelines and roles for issuers and acquirers. By design, on-chain payments are irreversible once confirmed; refunds require the receiver to send a new transaction. Stablecoin issuers can sometimes freeze funds at specific addresses, but that is…