Tag: Finance

DeFi replaces intermediaries with open smart contracts, enabling 24/7 markets and programmable money; TradFi anchors trust via licensed institutions, deposit insurance, and established payment networks. In 2025, regulation tightened on stablecoins in the U.S. with the GENIUS Act on July 18, while the EU continues rolling out MiCA. Major incumbents are adopting blockchain rails for settlement and tokenization, narrowing the…

Table of Contents What DeFi Means (In Plain English) How DeFi Works Core Building Blocks Benefits and Limitations Security Risks You Must Know Wallets, Keys, and Gas Fees Trends to Watch in 2025 Getting Started: A Safe, Step-by-Step Plan Frequently Asked Questions What DeFi Means (In Plain English) Decentralized finance, or DeFi, is an open set of financial services built on public blockchains—primarily Ethereum—where software replaces traditional intermediaries. Anyone with an…