Safety isn’t a single metric. It’s a bundle of risks that differ between CEXs and DEXs:
Custody risk (who controls the private keys)
Counterparty/solvency risk (can an intermediary misuse deposits)
Technical risk (smart-contract bugs, bridges, MEV/front-running)
Operational risk (account takeovers, phishing)
Regulatory & recourse (who can you complain to; can funds be frozen or recovered)
Because your risk profile changes with how you trade and store…
Web3 finance is moving from speculation to utility. Dollar-pegged stablecoins have passed roughly $275–278 billion in circulating value, tokenized U.S. Treasuries sit around $7.4 billion, and real-world assets (RWAs) excluding stablecoins are now in the mid-$20 billions. Regulation is finally catching up, with the U.S. GENIUS Act and the EU’s MiCA defining how stablecoins and service providers operate. On the…
In proof-of-stake (PoS) networks, validators lock up crypto (“stake”) to help order transactions and produce blocks. In return, they earn protocol rewards and a share of fees; misbehavior can be penalized (“slashing”). On Ethereum, for example, validators stake ETH and earn rewards from issuance, transaction fees, and MEV (maximal extractable value).
How staking rewards are generated
Rewards generally come from three sources:…
DeFi replaces intermediaries with open smart contracts, enabling 24/7 markets and programmable money; TradFi anchors trust via licensed institutions, deposit insurance, and established payment networks. In 2025, regulation tightened on stablecoins in the U.S. with the GENIUS Act on July 18, while the EU continues rolling out MiCA. Major incumbents are adopting blockchain rails for settlement and tokenization, narrowing the…
Table of contents
What a smart contract is
How execution works on Ethereum
Core properties and trade-offs
Token standards that power Web3
Oracles and the “oracle problem”
Common use cases in 2025
Security pitfalls and best practices
Upgrades and proxy patterns
Fees and scaling with rollups
Account abstraction and smart-contract wallets
Getting started
FAQs
What a smart contract is
A smart contract is program code plus state stored at an on-chain address; when a…
What counts as a “top” DeFi platform?
Decentralized finance apps let anyone with a wallet access financial services that run on smart contracts instead of intermediaries. At a minimum, “top” platforms combine high real usage, transparent documentation, and strong risk controls. Ethereum remains a major hub (with many apps now on Layer-2 for lower fees), but leading options also exist on…
Yield farming is a way to put your crypto to work by supplying it to DeFi protocols for fees, interest, or token rewards. Top sources of yield include DEX trading fees, lending markets, and incentive emissions; auto-compounders can automate the heavy lifting. The big risks are impermanent loss, smart-contract exploits, depegs, bridge risks, and wallet/approval mistakes—so start small, use reputable…
Table of Contents
What DeFi Means (In Plain English)
How DeFi Works
Core Building Blocks
Benefits and Limitations
Security Risks You Must Know
Wallets, Keys, and Gas Fees
Trends to Watch in 2025
Getting Started: A Safe, Step-by-Step Plan
Frequently Asked Questions
What DeFi Means (In Plain English)
Decentralized finance, or DeFi, is an open set of financial services built on public blockchains—primarily Ethereum—where software replaces traditional intermediaries. Anyone with an…
A quick primer: yield farming vs. liquidity mining
Yield farming is the practice of depositing tokens across DeFi protocols to earn fees and/or incentive tokens; liquidity mining is a subset where you supply liquidity (often to DEX pools) and receive trading fees plus reward emissions. Projects use these rewards to bootstrap markets and distribute governance, but emissions tie returns to token…